Filipinos really know how to bargain when buying something on the market. Sometimes we call it price haggling. But we can’t do that on a supermarket where prices are fixed. I haven’t heard or seen doing it in a department store or supermarket. This is usually done in small grocery stores, tiangge or wet market where customers can haggle just to save some bucks. “Pwede bang tumawad?” ( Can you lower the price?) which a customer usually tell the seller. But is there such thing as a black belt negotiator? the term seems new to me and I read an article about it on the Home Business Magazine website where you can be a black belt negotiator in seven steps.
I just made a summary below but you can find the whole article here. So below are the seven steps:
Normally we understand the word “Landscaping” as developing a part of a house like the front yard or the backyard to make it more like a nature-like surroundings. For example , planting trees, shrubs and covering the land with Bermuda grass. But when I visit Wikipedia, it has a broader meaning and it includes “human elements such as structures, buildings, fences or other material objects created and/or installed by humans;” Anyway, I think it doesn’t matter so much because what is important is what it does to us. There are many benefits of landscaping besides beautifying people’s home (I didn’t include myself because as of now I can’t afford such). Health is the number one reason in my opinion because it prolongs life of an individual and it makes him or her close to nature. With trees and plants around, you will have a chance to breathe fresh air even though you live in an suburban area.
It also reduces stress because you will be likely to engage in gardening which is known to be a stress reliever. It will make you more relaxed and calm. You know the saying “Health is Wealth”. There is more to that, it will also increase the property value of your real state. By adding a beautiful landscape, it will definitely attract buyers and will make it stand among the rest. This idea is really good to those who buy and sell houses or in a real estate business. Having a landscape will add value to the property also because it saves energy. Imagine, electricity consumption is less because you don’t have to turn an air conditioner for a long time because trees and plants make a surrounding cooler in summer. And in winter, to those living outside the tropical zone, using a heater will be less because it keeps the surrounding warmer. If you are interested in landscaping, you can visit TruGreen where you can get more info or if you are interested in putting a landscape in your backyard if you live in the U.S. because the company if based in the U.S.
Kabuhayang Swak na Swak featured a kiddie savings club last Sunday which seems to be a good training to kids. The name of the club was Batang Atikha Savings Club in Laguna which trains youngsters of OFW’s to save, make a livelihood and to invest. It’s like a kindergarten for entrepreneurs. Children are trained to make handicrafts like handmade bags from coco fiber, beaded slippers and paper cards.
Many parents can’t become a good role model for making their children to become an entrepreneur or businessman someday. Due to situations like we have to stick to a 9 to 5 working environment or be employed eventhough we want to start a business ourselves. Unlike those who already became successful businessman who can easily motivate their children to become entrepreneurs. So idea could be, I think a motivating tool for our kids, and maybe we could setup this kind of savings club ourselves and gather members which can be profitable also.
The name of the company seems very attractive because just the word “SWISS” makes you think that this company is part of Switzerland or a company that comes from that country. When you think of Switzerland, you think of Swiss banks. But in reality this company originates in Malaysia and when it was banned in that country, they continue to scam other parts of Asia and Philippines was included and many Filipino became victims. I guess the saying is true that history repeats itself.
Anyway if people are just very cautious on those scam, I think they will not flourish because honestly speaking, the only weakness people are vulnerable with regards to pyramid scams is “greed“. Those who engage in scam lure people on making their investment earn with high interest and this makes it more attractive to investors. So next time maybe we should consider before we believe on those so called pyramid scams because if what they say is true, those scumbags will invest their own money before letting other people invest. Why will they show other people where the gold can be found? Right?
Normally we understand the word “Landscaping” as developing a part of a house like the front yard or the backyard to make it more like a nature-like surroundings. For example , planting trees, shrubs and covering the land with Bermuda grass. But when I visit Wikipedia, it has a broader meaning and it includes “human elements such as 
Kabuhayang Swak na Swak featured a kiddie savings club last Sunday which seems to be a good training to kids. The name of the club was Batang Atikha Savings Club in Laguna which trains youngsters of OFW’s to save, make a livelihood and to invest. It’s like a kindergarten for entrepreneurs. Children are trained to make handicrafts like handmade bags from coco fiber, beaded slippers and paper cards. 
The name of the company seems very attractive because just the word “SWISS” makes you think that this company is part of Switzerland or a company that comes from that country. When you think of Switzerland, you think of Swiss banks. But in reality this company originates in Malaysia and when it was banned in that country, they continue to scam other parts of Asia and Philippines was included and many Filipino became victims. I guess the saying is true that history repeats itself.